Your Dream Floors Shouldn't Wait
We get it — new floors are a significant investment, and the upfront cost can feel overwhelming. But living with damaged, outdated, or worn-out floors shouldn't be your only option.
Through our financing partner Acorn Finance, you can check your rate in 60 seconds without affecting your credit score. Borrow from $2,000 to $100,000, with terms up to 20 years — so you can start your project with a monthly payment that actually fits your life.
A $15,000 flooring project, for example, could be as low as $175/month for qualified borrowers. You deserve beautiful floors, and now you can have them.
Why Customers Love Financing Through Acorn
Soft Credit Pull — No Impact
Check your rate and see offers in 60 seconds. Acorn Finance uses a soft pull, so your credit score is never affected just for checking.
Rates as Low as 5.99% APR
Acorn works with 12+ lending partners to find you the best rate available. No dealer fees — it's completely free to use.
Borrow $2,000 – $100,000
Whether you're refinishing one room or replacing floors throughout your whole home, we have options sized for your project.
Terms Up to 20 Years
Spread payments across up to 20 years for a monthly amount that's easy to manage. No prepayment penalties — pay it off early whenever you're ready.
Same-Day Funding Available
Get approved and funded as fast as the same business day, so your project can start without delay.
Co-Borrowers Welcome
Apply with a spouse or co-borrower to strengthen your application and potentially qualify for better terms.
Getting Started Is Easy
Check Your Rate
Click the button below and fill out a 60-second form. Soft credit pull only — no impact to your score.
Pick Your Offer
See real offers from 206+ lenders. Choose the rate and term that fits your budget best.
Get Your Free Estimate
Schedule a free in-home estimate with Oakerds Hardwood Floor Refinishing so we can give you an honest project quote.
Start Your Project
Once approved and scheduled, we handle the rest. Love your floors and enjoy comfortable monthly payments.
Frequently Asked Questions
Acorn Finance is a lending marketplace that connects homeowners with a network of 12+ vetted lenders. They specialize in home improvement financing and are used by thousands of contractors across the country. Oakerds Hardwood Floor Refinishing partners with Acorn to offer Atlanta homeowners fast, competitive financing options — completely free to use.
You can borrow anywhere from $2,000 to $100,000 through Acorn Finance. Whether you're refinishing a single room or doing floors throughout your entire home, there's a loan size to fit your project.
Acorn Finance offers unsecured personal loans for home improvement — no home equity or collateral required. Terms range from short-term to up to 20 years, giving you flexibility in how you structure your payments.
No — applying through Acorn Finance is completely free for you. There are no dealer fees and no cost to check your rate. Oakerds Hardwood Floor Refinishing does not charge anything for the financing option.
Yes. Acorn Finance allows co-borrowers, which can help strengthen your application and may result in better rates or higher loan amounts.
The pre-qualification process takes about 60 seconds with no impact to your credit score. If you choose to move forward with an offer, funding can happen as fast as the same business day.
No. Acorn Finance uses a soft credit pull to show you offers — this has zero impact on your credit score. Only if you choose to accept a specific loan offer will a hard pull occur.
Don't Put Off Your Dream Floors
Check your rate in 60 seconds — free, no credit impact. Then call us for a free in-home estimate.