Your Dream Floors Shouldn't Wait
We get it, new floors are a significant investment, and the upfront cost can feel overwhelming. But living with damaged, outdated, or worn-out floors shouldn't be your only option.
Through our financing partner Wisetack, you can check your rate in seconds without affecting your credit score. Borrow from $500 to $25,000, with terms up to 10 years, so you can start your project with a monthly payment that actually fits your life.
A $15,000 flooring project, for example, could be as low as $223/month for qualified borrowers. You deserve beautiful floors, and now you can have them.
See Your Estimated Monthly Payment
Adjust the sliders to estimate your payment. Checking your rate is a soft credit pull, with no impact to your credit score.
Your APR is fixed by term. Simple interest, no prepayment penalty. 0% is available on the 3-month plan.
🔒 Check your rate in seconds with no impact on your credit score.
Payment estimates are for informational purposes only and assume on-time payments. Your actual rate depends on creditworthiness and loan amount. Financing through Wisetack. 0%–35.9% APR, simple interest. Subject to credit approval.
Why Customers Love Financing Through Wisetack
Soft Credit Pull, No Impact
Check your rate and see your terms in seconds. Wisetack uses a soft pull, so your credit score is never affected just for checking.
Low Monthly Payments
Pick the term that fits your budget and see your fixed monthly payment up front. Simple interest, no hidden fees, and 0% is available on the short 3-month plan.
Borrow $500 – $25,000
Whether you're refinishing one room or replacing floors throughout much of your home, we have options sized for your project.
Terms Up to 10 Years
Spread payments across up to 120 months for a monthly amount that's easy to manage. No prepayment penalties, pay it off early whenever you're ready.
Fast, Same-Day Funding
Get approved and funded quickly, so your project can start without delay.
Built for Home Projects
Wisetack financing is made for home improvement, so the whole process is fast, transparent, and designed around real projects like yours.
Getting Started Is Easy
Check Your Rate
Click the button below and fill out a quick form. Soft credit pull only, no impact to your score.
Pick Your Term
See your fixed monthly payment options and choose the term that fits your budget best.
Get Your Free Estimate
Schedule a free in-home estimate with Oakerds Hardwood Floor Refinishing so we can give you an honest project quote.
Start Your Project
Once approved and scheduled, we handle the rest. Love your floors and enjoy comfortable monthly payments.
Frequently Asked Questions
Wisetack is a home improvement financing provider that lets homeowners pay for projects over time with simple, transparent monthly payments. They partner with contractors across the country. Oakerds Hardwood Floor Refinishing works with Wisetack to offer Atlanta homeowners fast, straightforward financing, and it costs you nothing to check your rate.
You can finance anywhere from $500 to $25,000 through Wisetack. Whether you're refinishing a single room or doing floors throughout much of your home, there's a loan size to fit your project. For larger projects we can discuss other options.
Your payment depends on the amount you finance and the term you choose. APR is fixed by term (0% on the 3-month plan, up to 12.9% on the longest 120-month term), with simple interest and no prepayment penalty. As an example, a $15,000 project on the longest term could be as low as about $223/month for qualified borrowers.
No, checking your rate through Wisetack is completely free for you, and there is no cost or obligation. Oakerds Hardwood Floor Refinishing does not charge anything for offering the financing option.
Wisetack offers terms from 3 months up to 120 months (10 years). Longer terms unlock at higher loan amounts. The 3-month plan is offered at 0% APR; longer terms carry a fixed APR by term.
Checking your rate takes just a few moments with no impact to your credit score. If you choose to move forward, funding can happen fast, often the same business day.
No. Wisetack uses a soft credit pull to show you your options, this has zero impact on your credit score. Only if you choose to accept a specific offer will a hard pull occur.
Don't Put Off Your Dream Floors
Check your rate in seconds, free, no credit impact. Then call us for a free in-home estimate.